Privacy Policy

When you create an account, we collect basic profile information such as your name, email address, and authentication identifier from Google (if you sign in with Google).

When you use our planning tools, you may voluntarily provide financial information such as income, age, goals, risk preference, existing investments, and SIP details. This information is used solely to generate your personalised plan and is never sold.

We also collect basic usage data, device information, and analytics events to improve the product.

We use the information you provide to:

• Generate personalised financial plans, projections, and AI-assisted insights.

• Maintain your account, subscription, and billing history.

• Send essential transactional emails (e.g. sign-in, payment confirmations, password reset).

• Improve product quality, fix bugs, and measure feature usage.

Your data is stored in our managed backend infrastructure with industry-standard encryption in transit (TLS) and at rest. Access is protected by row-level security policies so each user can only access their own data.

We follow reasonable security practices to protect against unauthorised access, alteration, disclosure, or destruction of personal information.

FundGenie uses cookies and local storage to keep you signed in and to remember preferences. We use Google Analytics to understand aggregate usage patterns; IP addresses are anonymised before reporting.

You can clear cookies at any time through your browser settings.

We rely on trusted third-party providers to operate FundGenie, including:

• Google (for optional Google Sign-In).

• Our payment processor for subscription billing.

• Our managed backend and email delivery providers.

These providers only receive the minimum information required to perform their function and are bound by their own privacy policies.

You may review, update, or delete your profile information at any time from your account settings. You can also request full deletion of your account and associated data by contacting our support team.

FundGenie is intended for users aged 18 and above. We do not knowingly collect information from children. If you believe a minor has provided us with personal data, please contact us so we can remove it.

We may update this Privacy Policy from time to time. Material changes will be notified through the app or by email. The latest version will always be available on this page.

For questions about this Privacy Policy or to exercise your data rights, please reach out through our Help & Support page.