Your Personal AI Financial Planner for Smarter Money Decisions
Build a hyper-personalized financial roadmap around your salary, goals, taxes, SIPs, retirement and life milestones — without jargon, confusion or product mis-selling.
No credit card required · Less than a cup of coffee thereafter
You may be underfunding retirement by ₹12,500/month.
Financial Planning in India Is Too Fragmented
Most Indians juggle a dozen tools, half-finished spreadsheets and conflicting advice. FundGenie brings clarity in one workspace.
Disconnected Calculators
SIP, tax, EMI, retirement and investing tools are spread across multiple websites.
Confusing Financial Decisions
Most people struggle to understand what to prioritize and how much to save.
Advice Before Planning
Products often get pushed before users understand their actual needs.
FundGenie brings everything into one AI-powered planning workspace
A single place to model your taxes, SIPs, retirement, EMI, wealth goals and financial future — built specifically for Indian users.
How FundGenie Works
Tell us about your finances
Income, expenses, goals, investments, timelines.
AI builds your financial roadmap
Personalized projections, savings targets and planning clarity.
Adjust and improve over time
Update assumptions and instantly see future outcomes.
Free Financial Toolkits
Start planning instantly with powerful Indian financial calculators — no account required.
Advanced SIP Calculator
Plan step-up SIPs, inflation-adjusted goals and see exactly what it takes to hit milestones like ₹1 Crore.
Try SIP Calculator →Income Tax Calculator (FY 2025–26)
Compare old vs new tax regime. Model HRA, deductions, 80C, 80CCD(1B) and rebates instantly.
Try Tax Calculator →EMI Calculator with Prepayment Planner
Understand loan costs and see how prepayments reduce interest and shorten loan tenure.
Try EMI Calculator →Unlock Your Ultimate AI Financial Copilot
Go beyond calculators with a continuously evolving financial plan built around your real life.
Know Exactly How Much to Save Every Month
FundGenie intelligently helps users understand how to allocate savings across goals like retirement, emergency funds, home purchase, education and long-term wealth planning.
See Your Financial Future Instantly
Adjust salary, inflation, SIP contributions or retirement assumptions and instantly visualize future outcomes.
Frequently Asked Questions
What is FundGenie?+
FundGenie is an AI-powered financial planning platform for Indian users. It brings together SIP, lumpsum, SWP, tax, retirement and goal-based calculators with AI-assisted insights so you can plan your money in one place.
How does SIP planning work?+
A SIP (Systematic Investment Plan) lets you invest a fixed amount in mutual funds every month. FundGenie's SIP calculator projects your future corpus based on monthly contribution, expected return and time horizon, and supports step-up SIPs and inflation-adjusted goals.
Is FundGenie an investment advisor?+
No. FundGenie provides educational planning tools and AI-assisted insights only. It is not SEBI-registered investment advice and does not guarantee returns. Please consult a SEBI-registered advisor before making investment decisions.
Can I calculate taxes and retirement planning?+
Yes. FundGenie includes a tax calculator that compares the old vs new tax regime for FY 2025-26 (with HRA, 80C, 80CCD(1B), standard deduction and the ₹12L 87A rebate), plus retirement and SWP calculators to project the corpus and monthly income you'll need after you stop working.
Master Your Money
Deep insights into Indian taxes, SIP investing, wealth building, retirement and financial literacy.
Ready to take control of your financial future?
Join smart Indian users building better financial habits with FundGenie.