Topic hub
SIP Planning for Indian Investors
Everything on systematic investment plans — strategies, return math, step-up SIPs, mutual-fund selection and free calculators.
SIP
₹2,000 SIP for 20 Years: Can It Make You a Crorepati?
Can a ₹2,000 monthly SIP for 20 years make you a crorepati? See exact SIP returns at 8%, 10%, 12% and 15% CAGR, step-up scenarios and the shortest path to ₹1 crore in India 2026.
11 min read
SIP
₹1,000 SIP for 20 Years: Returns, Growth & Future Value
How much does a ₹1,000 monthly SIP grow to in 20 years? See exact returns at 8%, 10%, 12% and 15% CAGR, step-up scenarios and comparison with FD and PPF for Indian investors in 2026.
10 min read
SIP
Rs 500 SIP for 20 Years: How Much Wealth Can You Build?
Can a Rs 500 monthly SIP make you wealthy? See the exact 20-year return math at 10%, 12% and 15% CAGR, with step-up scenarios for Indian investors in 2026.
10 min read
Personal Finance
How Much SIP Is Needed for ₹10 Lakh? (India 2026)
Find the exact monthly SIP needed for ₹10 lakh in India — by time horizon (3, 5, 7, 10 yrs) and return rate. Formulas, tables and free calculator inside.
9 min read
Personal Finance
₹25,000 SIP for 20 Years: Wealth Projection & Strategy
₹25,000 monthly SIP for 20 years in India: real corpus math at 10-14% CAGR, step-up strategy, tax and inflation-adjusted returns for 2026 investors.
10 min read
SIP & Investing
Why Most Indians Fail to Become Crorepati Through SIPs
The 6 SIP mistakes Indians make that delay their ₹1 crore goal by years, with real numbers and a fix-it action plan for 2026.
10 min read
SIP & Investing
₹5,000 SIP for 10 Years: How Much Will You Get?
A ₹5,000 SIP for 10 years can grow to ₹11–12 lakh at 12% returns. See full calculation, return scenarios, fund choices, and tax impact in India.
9 min read
SIP & Investing
Step-Up SIP vs Flat SIP: Which Builds More Wealth in India?
Step-up SIP can double or triple your wealth versus a flat SIP. See real numbers, formulas, and which one suits Indian salaried investors in 2026.
9 min read
Investing
SIP vs FD: Which Is Better for Indian Investors in 2026?
A side-by-side comparison of Systematic Investment Plans and Fixed Deposits — returns, risk, liquidity and tax under the latest Indian budget — to help traditional savers decide where to put their money.
9 min read
SIP & Investing
How Much SIP to Start on ₹30,000 Salary in India (2026)
On a ₹30,000 salary in India, here's exactly how much SIP you should start in 2026 — with real numbers, budget breakdown, and a step-by-step plan.
10 min read
Personal Finance
SIP vs Lump Sum: Which Wins? Nifty 50 Data 2010–2026
Real Nifty 50 backtest from 2010 to 2026 comparing SIP vs lump sum returns for Indian investors — with numbers, mistakes, and a clear action plan.
9 min read
SIP & Investing
Best Mutual Funds for SIP in 2026: A Beginner's Guide
An evidence-based guide to choosing the best mutual funds for SIP in India 2026 — by category, risk, returns and real selection criteria.
11 min read
Mutual Funds
Direct vs Regular Mutual Fund: The Hidden Cost Killing Returns
Direct mutual fund vs regular plan India 2026 — hidden 1% expense ratio gap can cost ₹20+ lakh over 20 years. Real numbers, examples, and how to switch.
9 min read
Mutual Funds
Index Fund Investing India 2026: The Lazy Portfolio
The 3-fund lazy index portfolio that beats most active funds in India — allocations, costs, taxes, and the mistakes to avoid in 2026.
11 min read
Personal Finance
₹75,000 Salary in India: How to Reach ₹1 Crore Faster
A ₹75,000 monthly salary in India can hit ₹1 crore in 10–12 years with the right SIP, tax and step-up plan. Real numbers, real timelines, no fluff.
10 min read
Personal Finance
₹40,000 Salary in India: Best SIP, Tax & Expense Plan 2026
₹40,000 salary India 2026: exact budget split, zero tax under new regime, ₹4,000 SIP that becomes ₹1 crore. Real numbers, no fluff.
10 min read
Personal Finance
₹5 Crore Portfolio Before 50 on an Indian Salary
The exact SIP, step-up, and asset mix needed to build a ₹5 Crore portfolio before 50 on an average Indian salary in 2026 — with real numbers.
11 min read
Personal Finance
Save ₹20 Lakh for Down Payment in 5 Years: SIP Plan
Want ₹20 lakh as a home down payment in 5 years? See exact SIP, returns, and step-by-step plan for Indian salaries in 2026.
9 min read
Wealth Planning
SIP vs PPF vs FD: Which Wins Over 15 Years in India?
SIP vs PPF vs FD over 15 years — full comparison with real corpus numbers, post-tax returns, risk, and which suits the Indian middle class in 2026.
11 min read
Personal Finance
₹80,000 Salary in India: Complete Financial Blueprint (2026)
Earn ₹80,000/month in India? Here's the exact 2026 blueprint: in-hand math, tax regime pick, SIPs, EMI capacity, and a 15-year wealth plan to ₹2 crore+.
13 min read
Personal Finance
₹35,000 Salary in India: Smart Budget & SIP Plan (2026)
₹35,000 salary in India 2026: exact budget split, tax under new regime, ₹6,000 SIP plan and how to hit ₹1 crore by 45. Real numbers, no fluff.
9 min read
Personal Finance
Financial Plan for Indians in 30s: Insurance, Home Loan, Kids & NPS
Complete India 2026 financial plan for your 30s: ₹1Cr term cover, home-loan EMI math, kids' education SIPs, and NPS retirement stack — with numbers, not fluff.
11 min read
Personal Finance
₹30,000 Salary in India: Save & Invest Plan (2026)
Exact monthly plan for a ₹30,000 Indian salary in 2026 — budget, tax, SIP, insurance and 20-year corpus math with step-ups.
10 min read
Personal Finance
₹25,000 Salary in India: Budget, Tax & SIP Plan (2026)
₹25,000 salary India 2026 — exact budget, zero tax under new regime, ₹5,000 SIP plan and step-by-step path to ₹50 lakh corpus.
10 min read
Personal Finance
Dual Income Couples India 2026: Manage & Invest Together
How dual income couples in India should split bills, save tax jointly, run a combined SIP, and build a ₹10 Cr retirement corpus in 2026.
11 min read
Personal Finance
₹1 Lakh Salary India 2026: Tax, SIP, EMI & Savings Plan
Optimal tax regime, SIP amount, EMI ceiling and savings split for a ₹1 lakh monthly salary in India 2026 — built around real CTC and in-hand math.
10 min read
Personal Finance
₹50,000 Salary India 2026: Budget, Tax & Investment Plan
Exact budget split, tax math (new vs old regime), SIP plan and EMI limits for a ₹50,000 monthly salary in India 2026 — with real numbers.
9 min read
Personal Finance
Wedding Cost in India 2026: Save & Invest Without Loan
Indian wedding cost in 2026 ranges ₹15-50 lakh. Exact SIP, savings plan, and fund mix to fund your wedding without a personal loan.
10 min read
Loans & EMI
EMI vs SIP: Prepay Loan or Invest More? (Data-Backed)
EMI vs SIP in India: should you prepay your home loan or invest in mutual funds? A data-backed answer with real ₹ numbers for 2026.
10 min read
Wealth Planning
How Much Should You Invest Every Month to Reach ₹1 Crore?
A clear breakdown of how much to invest every month to reach ₹1 Crore — by time horizon, expected returns, and the mistakes that derail most plans.
6 min read
Personal Finance
Rs 2 Lakh Salary India 2026: Save Tax & Build Wealth
Earning Rs 2 lakh a month in India? Here is the exact tax regime pick, SIP allocation and step-by-step plan to legally save tax and build a Rs 10 crore corpus.
11 min read
Personal Finance
Salary vs Wealth: Why ₹1 Lakh Salary Isn't Riches
Why a ₹1 lakh Indian salary doesn't guarantee wealth — lifestyle inflation, tax, EMIs and the SIP system that turns income into real net worth by 60.
10 min read
Personal Finance
₹3 Lakh Salary India: Optimal Investment Allocation 2026
Optimal investment allocation for a ₹3 lakh Indian salary in 2026 — post-tax cashflow, SIP amounts, PPF, NPS and the plan to hit ₹15 crore by 60.
11 min read
Personal Finance
Ideal Savings Rate by Age in India 2026: 25, 30, 40, 50
Age-wise savings rate roadmap for Indian earners in 2026 — with equity-debt splits, retirement corpus math and step-by-step SIP action plans on FundGenie.
9 min read
Personal Finance
How Much to Save Every Month Based on Your Salary (India 2026)
Exact monthly savings targets for every Indian salary bracket in 2026 — with SIP, tax and EMI-adjusted formulas, age-wise overlays and FundGenie calculator links.
9 min read
Personal Finance
₹1.5 Lakh Monthly Salary: Tax, SIP & Wealth Creation Plan
A ₹1.5 lakh monthly salary in India can build a ₹5 crore corpus by 50. Detailed tax regime comparison, SIP allocation, EMI limits and step-by-step 2026 wealth plan.
13 min read
Personal Finance
₹90,000 Salary in India: Best Investment Strategy for 2026
Earning ₹90,000/month in India in 2026? Here is a practical, tax-smart investment strategy with SIP amounts, EMI limits, tax regime choice and a 15-year ₹2 crore plan.
12 min read
Personal Finance
Complete Financial Plan for Indians in Their 20s (2026)
A realistic 2026 financial plan for Indians in their 20s — emergency fund, SIPs, term insurance, tax regime, and 10-year wealth roadmap with real numbers.
12 min read
Personal Finance
₹70,000 Salary India: Tax, SIP & EMI Planning Guide 2026
Complete ₹70,000 salary planning for India 2026 — new tax regime math, ideal SIP allocation, safe EMI limits, and a step-by-step monthly budget.
10 min read
Personal Finance
₹60,000 Salary in India: Budget & Investment Plan 2026
₹60000 salary in India 2026: ideal budget, SIP allocation, tax savings and a plan to reach ₹2 crore in 20 years. Real numbers, not generic advice.
11 min read
Personal Finance
₹45,000 Salary Investment Plan India 2026: Build Wealth
₹45,000 salary investment plan India 2026 — budget split, SIP allocation, tax under new regime, and how to hit ₹1.5 crore without cutting lifestyle.
10 min read
Personal Finance
CIBIL Score 650 to 750+ in 6 Months: India 2026 Guide
A practical 6-month plan to move your CIBIL score from 650 to 750+ in India — utilisation, EMI discipline, credit mix and errors that quietly hurt you.
10 min read
Personal Finance
50-30-20 Rule: Does It Work for Indian Salaries 2026?
Does the 50-30-20 budget rule work on Indian salaries in 2026? Real numbers for Rs 40K-Rs 3L incomes, common mistakes, and a practical action plan.
9 min read
Loans & EMI
Car Loan vs Buy Cash in India 2026: What Data Says
Car loan vs cash purchase in India 2026: real EMI vs investment math on Rs 8L-Rs 25L cars, opportunity cost, tax, and the smartest move by income bracket.
10 min read
Comparisons
Best Investment App in India 2026: Honest Comparison
Compare the best investment apps in India for 2026 — FundGenie, Groww, Zerodha, INDmoney, ET Money, Dhan. Charges, AI planning, tax tools and which app suits your salary, age and goal.
9 min read
Comparisons
Groww vs ET Money: Which Is Better for Mutual Funds in 2026?
Groww vs ET Money compared on SIPs, mutual funds, NPS, charges, app experience and tax tools — the 2026 guide for Indian investors choosing between the two.
9 min read
Comparisons
FundGenie vs ET Money: Which Is Better for SIPs and Tax in 2026?
FundGenie vs ET Money compared on SIPs, mutual funds, NPS, tax planning and AI advice — a 2026 guide for Indian investors choosing the right wealth app.
9 min read
Comparisons
FundGenie vs Groww: Which Is Better for Indian Investors in 2026?
Compare FundGenie and Groww on SIPs, mutual funds, charges, AI planning and tax tools. A detailed 2026 guide for Indian investors choosing the right platform.
9 min read
Goal Planning
Child Education Cost in India 2035–2045 & SIP Needed
Projected cost of engineering, MBA, MBBS and overseas education in India for 2035–2045, and the monthly SIP you need to start today.
11 min read
Retirement
How Much Money to Retire Comfortably in India (50 or 60)
Exactly how much retirement corpus you need in India after age 50 or 60, age-wise SIP table, and how to plan with 6% inflation.
11 min read
Wealth Planning
Stock, Mutual Fund, Options, Crypto, Gold, Silver or Real Estate — What's Best in India Right Now? (2026)
Stocks, SIPs, gold, crypto or real estate — which one actually fits your goals in 2026? A practical, no-hype breakdown for Indian investors.
7 min read
Personal Finance
Dear Cockroaches, The Revolution Can Wait — Your SIP Cannot
Inflation does not care about ideology. A no-nonsense guide for young Indians on why SIPs, emergency funds, and goal-based investing are the only revolution that compounds.
6 min read
Personal Finance
The Financial Question Every Indian Should Be Asking Right Now
Before chasing high returns, build the foundation: an emergency fund, clear goals, and a realistic plan. Why financial preparedness matters more than ever for Indian households.
6 min read