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Retirement Planning for India

Build the right retirement corpus. NPS, EPF, mutual-fund SWP, inflation math and tax-efficient withdrawals.

How Much Money to Retire Comfortably in India (50 or 60)

Retirement

How Much Money to Retire Comfortably in India (50 or 60)

Exactly how much retirement corpus you need in India after age 50 or 60, age-wise SIP table, and how to plan with 6% inflation.

11 min read

NPS vs ELSS 2026: Which Tax-Saving Investment Wins?

Tax

NPS vs ELSS 2026: Which Tax-Saving Investment Wins?

NPS vs ELSS in India 2026 compared — returns, lock-in, tax savings under 80C and 80CCD(1B), and which suits your age and salary bracket best.

10 min read

Complete Financial Plan for Indians in Their 20s (2026)

Personal Finance

Complete Financial Plan for Indians in Their 20s (2026)

A realistic 2026 financial plan for Indians in their 20s — emergency fund, SIPs, term insurance, tax regime, and 10-year wealth roadmap with real numbers.

12 min read

₹1 Lakh Salary India 2026: Tax, SIP, EMI & Savings Plan

Personal Finance

₹1 Lakh Salary India 2026: Tax, SIP, EMI & Savings Plan

Optimal tax regime, SIP amount, EMI ceiling and savings split for a ₹1 lakh monthly salary in India 2026 — built around real CTC and in-hand math.

10 min read

₹25,000 SIP for 20 Years: Wealth Projection & Strategy

Personal Finance

₹25,000 SIP for 20 Years: Wealth Projection & Strategy

₹25,000 monthly SIP for 20 years in India: real corpus math at 10-14% CAGR, step-up strategy, tax and inflation-adjusted returns for 2026 investors.

10 min read

Rs 2 Lakh Salary India 2026: Save Tax & Build Wealth

Personal Finance

Rs 2 Lakh Salary India 2026: Save Tax & Build Wealth

Earning Rs 2 lakh a month in India? Here is the exact tax regime pick, SIP allocation and step-by-step plan to legally save tax and build a Rs 10 crore corpus.

11 min read

₹3 Lakh Salary India: Optimal Investment Allocation 2026

Personal Finance

₹3 Lakh Salary India: Optimal Investment Allocation 2026

Optimal investment allocation for a ₹3 lakh Indian salary in 2026 — post-tax cashflow, SIP amounts, PPF, NPS and the plan to hit ₹15 crore by 60.

11 min read

Ideal Savings Rate by Age in India 2026: 25, 30, 40, 50

Personal Finance

Ideal Savings Rate by Age in India 2026: 25, 30, 40, 50

Age-wise savings rate roadmap for Indian earners in 2026 — with equity-debt splits, retirement corpus math and step-by-step SIP action plans on FundGenie.

9 min read

Financial Plan for Indians in 30s: Insurance, Home Loan, Kids & NPS

Personal Finance

Financial Plan for Indians in 30s: Insurance, Home Loan, Kids & NPS

Complete India 2026 financial plan for your 30s: ₹1Cr term cover, home-loan EMI math, kids' education SIPs, and NPS retirement stack — with numbers, not fluff.

11 min read

How to Save Tax on ₹22 Lakh Salary in New Regime 2025-26

Tax

How to Save Tax on ₹22 Lakh Salary in New Regime 2025-26

Practical guide for ₹22 lakh salaried Indians under the new tax regime FY 2025-26: standard deduction, NPS employer share, exact tax calculation and how to legally pay less.

11 min read

Groww vs ET Money: Which Is Better for Mutual Funds in 2026?

Comparisons

Groww vs ET Money: Which Is Better for Mutual Funds in 2026?

Groww vs ET Money compared on SIPs, mutual funds, NPS, charges, app experience and tax tools — the 2026 guide for Indian investors choosing between the two.

9 min read

FundGenie vs ET Money: Which Is Better for SIPs and Tax in 2026?

Comparisons

FundGenie vs ET Money: Which Is Better for SIPs and Tax in 2026?

FundGenie vs ET Money compared on SIPs, mutual funds, NPS, tax planning and AI advice — a 2026 guide for Indian investors choosing the right wealth app.

9 min read

₹10–25 Lakh Salary Tax in India 2026: How to Pay Less

Tax Planning

₹10–25 Lakh Salary Tax in India 2026: How to Pay Less

How much tax you actually pay on ₹10, 15, 20, and 25 lakh salary in India (2026), and how to reduce it legally under the new tax regime.

11 min read

Old vs New Tax Regime: Which Is Better? (FY 2025-26 Guide for India)

Tax Planning

Old vs New Tax Regime: Which Is Better? (FY 2025-26 Guide for India)

New regime is now the default — but is it actually cheaper for you? A plain-English India tax guide with FY 2025-26 slabs, real salary examples, and a free calculator.

7 min read

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