Smart EMI Finder
Loan Interest Rates India 1970
Live rates from 15+ banks and NBFCs across every major loan category. Pick a loan type to compare.
Home Loan
Long-tenure secured loan to buy, build, or renovate a home. Lowest interest rates among all loan types in India.
Personal Loan
Unsecured loan for any purpose — wedding, medical, travel, debt consolidation. Faster approval, higher rates.
Car Loan
Secured loan to buy a new car. The car itself is the collateral. Tenures up to 7 years.
Two-Wheeler Loan
Loan to buy a new motorcycle or scooter. Smaller ticket size, faster processing.
Education Loan
Loan for higher studies in India or abroad. Often comes with moratorium during the course.
Gold Loan
Secured loan against gold ornaments. Fastest disbursal — same day. No income proof needed.
Loan Against FD
Cheapest unsecured-feel loan: borrow up to 90% of your fixed deposit value at just 1–2% above FD rate.
Loan Against Property
Large-ticket secured loan against residential or commercial property. Long tenures, low rates.
Business Loan
Working capital or expansion loan for businesses. Eligibility based on turnover, ITR, GST returns.
Used Car Loan
Loan to buy a pre-owned car. Higher rates than new-car loans, shorter tenures.
Credit Card Loan
Loan against your credit card limit (pre-approved). Quick disbursal, moderate rates.
MSME Loan
Government-backed scheme loans (MUDRA, CGTMSE, Stand-Up India) for micro, small, and medium enterprises.